Todos precisam de dicas para economizar dinheiro no dia a dia. Afinal, muitas pessoas, mesmo ganhando um bom salário, acabam se encontrando em situações financeiras ruins por falta de planejamento.

Então, não importa o quanto você tenha de renda mensal, vale a pena ler estas dicas básicas de como economizar e tornar sua vida financeira melhor.

1. Como economizar dinheiro com um planejamento financeiro

dicas para economizar dinheiro no dia a dia

Primeiramente, o principal a se fazer é organizar um planejamento financeiro. Aliás, organização é palavra-chave para que todas as dicas para economizar dinheiro no dia a dia funcionem. Não importa se você fará isto com papel e caneta ou por um aplicativo online.

+Como criar uma rotina diária

Anote todos os seus gastos e ganhos mensais. Depois, escreva metas ou objetivos, para ter uma visão clara de quanto você precisa economizar para realizá-los. Sem dúvida isso te trará benefícios na hora de lidar com o dinheiro.

2. Tenha uma reserva para eventualidades

uma das melhores dicas para economizar dinheiro no dia a dia é ter uma reserva de emergência

Todo mês é importante que você invista parte dos seus ganhos, mesmo que pequena, em uma reserva para eventualidades. Às vezes, coisas que nós não prevemos acontecem como, por exemplo, gastos a mais com a saúde ou com um parelho doméstico que precisa de conserto.

Dessa forma, você precisa ter uma conta para emergências. Pagar algo sem preparo é o que leva muitas pessoas a caírem nas dívidas ou empréstimos.

3. Compre apenas o necessário para economizar dinheiro no dia a dia

Compre apenas o necessário para economizar dinheiro no dia a dia

“O que não é usado é dinheiro parado. O que vai para o lixo é dinheiro no lixo”, essa é uma das frases de Nathalia Arcuri, a jornalista com o maior canal sobre finanças do Youtube. Pode parecer muito forte, no entanto, é uma ótima dica para todos.

+Consumismo x Seu Futuro. Qual é sua prioridade?

O consumismo em excesso é um dos grandes inimigos atualmente. Por isso, foque em comprar apenas o necessário e no que irá acrescentar algo a sua vida, ou seja, tente adotar o estilo de vida minimalista!

4. Faça outros investimentos seguros além da poupança

Não estamos mais na época em que poupança era única opção, que as pessoas tinham conhecimento, para fazer o dinheiro render. Existem diversos investimentos seguros que, eventualmente, rendem mais que a poupança comum.

O Tesouro Direto, o Tesouro Selic e o CDB de liquidez diária, por exemplo, são apenas alguns desses investimentos. Veja um vídeo do canal “Me Poupe!” falando um pouco mais sobre o Tesouro Direto.

5. Cuidado com o cartão de crédito

O cartão de crédito pode te deixar com as finanças ruins

Parcelar compras é sempre válido para quem tem necessidade de comprar algo e não tem condições de pagar à vista. Porém, você precisa ter muito controle para não acabar em uma bola de neve com seus gastos.

Use o cartão de crédito apenas quando for necessário e não para todos os seus gastos diários. Como explica Nath Rodrigues, criadora do canal Finanças com a Nath.

6. Estude sobre economia e finanças

Estude sempre os melhores investimentos

Por fim, você tem uma infinidade de informações disponíveis online, então procure conhecimento sobre os assuntos financeiros.

+Descubra sua vocação em 5 passos cruciais

Não faça grandes investimentos antes de pesquisar tudo sobre ele. E, definitivamente, não siga conselhos “milagrosos” de bancos ou empresas só porque parecem bons no momento. Estude para fazer boas escolhas!

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  1464. Малиновская – враг народа

    Судья по гражданским делам Приморского районного суда лишает денег и квартир ветеранов СВО – пайщиков «Бест Вей»

    18 ноября судья Приморского районного суда Анна Малиновская выпустила наконец мотивированное решение по рассмотрению иска Прокуратуры Санкт-Петербурга против кооператива «Бест Вей» о признании кооператива незаконным по статье 1065 ГК – об опасных для потенциальных потребителей предприятиях. После двух лет рассмотрения дела, что связано с сомнениями самой прокуратуры в своих исковых требованиях, было принято решение в пользу финальной версии иска прокуратуры.

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    Во-вторых, коррумпированная судья Малиновская рассмотрела дело, ей вообще неподсудное – подсудное арбитражному суду, так как в финальной версии иска исключительно прокуратура без физических лиц-соистцов взыскует только к юридическому лицу – кооперативу «Бест Вей» без физических лиц-соответчиков.

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    Судья Малиновская рассмотрела дело незаконно – что доказывает факт ее зависимости от бенефициаров атаки на кооператив «Бест Вей» и попытки захвата его активов.

    Липовые основания

    При этом Малиновская в обосновании решения сослалась на решение Арбитражного суда города Москвы об отказе кооперативу в иске к ЦБ РФ о признании незаконным включения в предупредительный список ЦБ – список для информирования потребителей финансовых услуг, включение в который является информационным событием и не влечет правовых последствий – о чем, кстати, говорится в решении арбитражного суда.

    Включение происходит (в теории) по решению неких экспертов Банка России, а на деле произошло осенью 2021 года по единоличному решению Валерия Ляха, тогдашнего главы ныне уже не существующего Департамента противодействия недобросовестным практикам ЦБ – на основании восьми срежиссированных обращений граждан, которые не являлись пайщиками кооператива.

    Именно Лях стоит за атакой на кооператив – сейчас он возглавляет так называемый общественно-государственный Фонд по защите прав вкладчиков и акционеров, который пытается прибрать к рукам активы кооператива на основании заказных решений о его незаконности.

    Судья против правосудия

    Малиновская лишила кооператив права защищать себя – отказалась запросить документы из уголовного дела для экспертизы, хотя для их получения ей нужно было зайти в кабинет в том же здании – к судье Екатерине Богдановой, рассматривающей уголовное дело. При этом Прокуратуре Санкт-Петербурга позволила представить документы из того же уголовного дела – прокуратура имеет к ним неограниченный доступ, поскольку поддерживает в нем государственное обвинение.

    Состязательность сторон? Нет, не слышали. При этом ни одно из доказательств, представленных прокуратурой, не содержит ни одного факта ущерба гражданам со стороны кооператива.

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    Перечеркнула десятки судебных решений

    Малиновская «скопипастила» иск прокуратуры в свое решение без анализа и оценки – хотя в нем кооператив «Бест Вей» называется кредитным, а не потребительским, хотя он официально зарегистрирован как потребительский. Ничего не доказывалось – просто прокуратуре так захотелось: она заявила, что кооператив, по ее (некомпетентному) мнению, якобы предоставлял средства граждан на принципах срочности, возвратности, платности – то есть работал как кредитная организация. Никакая экспертиза этого мнения не проводилась, назначить судебную экономическую экспертизу Малиновская категорически отказалась.

    Кредитный характер деятельности – наглая прокурорская ложь. Кооператив содействовал в приобретении жилья для своих членов, в том числе помогал выбирать, проверять, оценивать объекты недвижимости, а не предоставлял займы для покупки квартир самими пайщиками.

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    Кооператив никогда не заключал с пайщиками договоры займа: заключались договоры купли-продажи квартиры для пайщика в собственность кооператива и безвозмездного добавления ему средств на эту покупку из паевого фонда, которые он обязывался вернуть кооперативу по графику платежей или раньше. Только по возврату происходит переход квартиры из собственности кооператива в собственность пайщика. То есть кооперативом предоставляется квартира для проживания пайщику, а не деньги, как в случае кредитного кооператива.

    Кооператив полностью соответствовал статусу потребительского, а не кредитного – статусу, определенному в Законе о потребительской кооперации: добровольное объединение граждан на основе членства для удовлетворения потребностей в товарах и услугах. Все версии устава кооператива успешно регистрировались уполномоченными государственными органами, никогда не вызывали вопросов. Не было вопросов и у прокуратуры – с 2014 по 2021 год: внезапно они появились в 2022 году, когда уже вовсю начал реализовываться заказ преступников в погонах и без на уничтожение кооператива.

    Все договоры кооператива многократно проходили проверку в различных судах, поскольку в нем около 20 тыс. пайщиков, и с некоторыми из пайщиков возникали правовые споры. Ни один договоров кооператива не вызвал вопросов у судов. Более того, суды многократно решали в пользу кооператива вопрос о предоставлении материнского капитала – что свидетельствует об отсутствии сомнений в его статусе.

    Малиновская категорически отказалась считаться с решениями десятков других судей по гражданским делам – что еще раз подчеркивает ее ангажированность.

    Запрет по подозрению

    Самое главное: в решении Малиновской ничего не говорится о том, какой закон нарушен кооперативом. Косвенно указывается на то, что он может быть финансовой пирамидой, поскольку именно по признакам, которые могут свидетельствовать о пирамидальности кооператива, ЦБ внес «Бест Вей» в предупредительный список. Но напрямую кооператив финансовой пирамидой не называется: потому что сказать об этом (или не сказать) может только уголовный суд, а до завершения рассмотрения уголовного дела – минимум полгода, а скорее всего больше. И это только рассмотрение в первой инстанции – наверняка не в последней.

    На ходатайство адвокатов кооператива отложить рассмотрение гражданского дела до получения результатов разбирательства в уголовном суде Малиновская ответила отказом – понятно почему: ей и прокуратуре поставлена задача любой ценой «потопить» кооператив уже сейчас, чтобы можно было беспрепятственно воровать его активы. Потому она выпустила решение о том, что кооператив запрещается фактически по подозрению в том, что он может быть пирамидой.

    Судья-преступница

    Малиновская своим заведомо незаконным, заказным решением пытается лишить тысячи людей квартир и денег. В том числе квартир и денег будут лишены сотни ветеранов СВО – ведь кооператив создавался военными и во многом для военных. Прежде всего по их интересам наносится удар.

    Пайщики возмущены, подготовили тысячи заявлений в вышестоящий суд и правоохранительные органы, готовятся реализовать предусмотренное законом право на протест против необоснованных действий государственных органов.

    Малиновская – коррумпированная судья, компрометирующая всю судебную систему, извращающая правосудие, подрывающая доверие народа и армии к власти, к президенту. Ей должны срочно заняться вышестоящие суды, ФСБ, Следственный комитет.

    Потому что Малиновская – прислужница бандитов из псевдогосударственных фондов и участница преступлений против собственного народа!

  1465. Italy’s working visas are notoriously hard to get. We spoke to Americans who managed it
    варочных котлов
    The Italian village offering $1 homes to Americans upset by the US election result was one of our top stories on CNN Travel this week.

    Like many other places in rural Italy (such as Sambuca in Sicily), the Sardinian village of Ollolai has an ongoing campaign to persuade outsiders to move there to revive the town’s fortunes. Focusing on the US election result is its latest strategy.

    Despite all the houses going on offer, working visas to Italy are still very limited. Professional musicians Zeneba Bowers and Matt Walker gave up their Tennessee home in 2019 and moved to a village north of Rome after securing super-rare self-employed visas. Here’s how they did it.

    California woman Chelsea Waite says it was “nothing less than a miracle” when she snagged the new digital nomad visa that launched in April 2024, although there have been few accounts of people getting hold of one. Here’s how it fell into place for the self-employed public relations professional.

    For well-heeled Americans who set their sights beyond Italy, the options are greater. Interest in citizenship-by-investment “golden visas” has soared since the election, according to consultants who help the wealthy migrate.
    Ham, cheese and bread
    Parma ham is one of Italy’s tastiest exports, but fans of the cured delicacy should prepare themselves for potential disappointment as a crisis threatens supplies and drives up prices.

    Over in the world of dairy, this year’s World Cheese Awards saw 4,786 cheeses from 47 countries assembled in the Portuguese city of Viseu to face judges’ scrutiny. The winning coagulated curd was a “voluptuous … match of protein and fat,” one juror said.

    Finally, in the disputed Kashmir region of India, bakers are producing breads that could rival France. The rich bread culture is a legacy of the Silk Road trade route that once passed through the region.

  1466. Italy’s working visas are notoriously hard to get. We spoke to Americans who managed it
    котёл для варки
    The Italian village offering $1 homes to Americans upset by the US election result was one of our top stories on CNN Travel this week.

    Like many other places in rural Italy (such as Sambuca in Sicily), the Sardinian village of Ollolai has an ongoing campaign to persuade outsiders to move there to revive the town’s fortunes. Focusing on the US election result is its latest strategy.

    Despite all the houses going on offer, working visas to Italy are still very limited. Professional musicians Zeneba Bowers and Matt Walker gave up their Tennessee home in 2019 and moved to a village north of Rome after securing super-rare self-employed visas. Here’s how they did it.

    California woman Chelsea Waite says it was “nothing less than a miracle” when she snagged the new digital nomad visa that launched in April 2024, although there have been few accounts of people getting hold of one. Here’s how it fell into place for the self-employed public relations professional.

    For well-heeled Americans who set their sights beyond Italy, the options are greater. Interest in citizenship-by-investment “golden visas” has soared since the election, according to consultants who help the wealthy migrate.
    Ham, cheese and bread
    Parma ham is one of Italy’s tastiest exports, but fans of the cured delicacy should prepare themselves for potential disappointment as a crisis threatens supplies and drives up prices.

    Over in the world of dairy, this year’s World Cheese Awards saw 4,786 cheeses from 47 countries assembled in the Portuguese city of Viseu to face judges’ scrutiny. The winning coagulated curd was a “voluptuous … match of protein and fat,” one juror said.

    Finally, in the disputed Kashmir region of India, bakers are producing breads that could rival France. The rich bread culture is a legacy of the Silk Road trade route that once passed through the region.

  1467. Italy’s working visas are notoriously hard to get. We spoke to Americans who managed it
    варочный котел купить
    The Italian village offering $1 homes to Americans upset by the US election result was one of our top stories on CNN Travel this week.

    Like many other places in rural Italy (such as Sambuca in Sicily), the Sardinian village of Ollolai has an ongoing campaign to persuade outsiders to move there to revive the town’s fortunes. Focusing on the US election result is its latest strategy.

    Despite all the houses going on offer, working visas to Italy are still very limited. Professional musicians Zeneba Bowers and Matt Walker gave up their Tennessee home in 2019 and moved to a village north of Rome after securing super-rare self-employed visas. Here’s how they did it.

    California woman Chelsea Waite says it was “nothing less than a miracle” when she snagged the new digital nomad visa that launched in April 2024, although there have been few accounts of people getting hold of one. Here’s how it fell into place for the self-employed public relations professional.

    For well-heeled Americans who set their sights beyond Italy, the options are greater. Interest in citizenship-by-investment “golden visas” has soared since the election, according to consultants who help the wealthy migrate.
    Ham, cheese and bread
    Parma ham is one of Italy’s tastiest exports, but fans of the cured delicacy should prepare themselves for potential disappointment as a crisis threatens supplies and drives up prices.

    Over in the world of dairy, this year’s World Cheese Awards saw 4,786 cheeses from 47 countries assembled in the Portuguese city of Viseu to face judges’ scrutiny. The winning coagulated curd was a “voluptuous … match of protein and fat,” one juror said.

    Finally, in the disputed Kashmir region of India, bakers are producing breads that could rival France. The rich bread culture is a legacy of the Silk Road trade route that once passed through the region.

  1468. Hello very cool blog!! Guy .. Beautiful .. Amazing .. I will bookmark your website and take the feeds additionally…I’m glad to seek out so many helpful information right here within the post, we want work out more strategies in this regard, thank you for sharing. . . . . .

  1471. Four friends posed for a photo on vacation in 1972. Over 50 years later, they recreated it
    Aerodrome Finance

    In the photo, four young women walk arm in arm, smiling and laughing, on a beach promenade. They’re dressed in mini skirts and flip flops, and there’s what looks like a 1960s Ford Corsair in the background. This is clearly a snapshot from a bygone era, but there’s something about the picture — the womens’ expressions, their laughs — that captures a timeless and universal feeling of joy, youth and adventure.

    For the four women in the photo, Marion Bamforth, Sue Morris, Carol Ansbro and Mary Helliwell, the picture is a firm favorite. Taken over 50 years ago on a group vacation to the English seaside town of Torquay, Devon, the photo’s since become symbolic of their now decades-long friendship. Whenever they see the picture, they’re transported back to the excitement of that first trip together.

    “It’s always been our memory of Torquay,” Sue Morris tells CNN Travel. “The iconic photograph — which is why I got the idea of trying to recreate it.”

    ‘The iconic photograph’
    Bamforth, Morris, Ansbro and Helliwell were 17 when the photo was taken, “by one of these roving photographers that used to roam the promenade and prey on tourists like us,” as Morris recalls it.

    It was the summer of 1972 and the four high school classmates — who grew up in the city of Halifax, in the north of England — were staying in a rented caravan in coastal Devon, in southwest England. It was a week of laughs, staying out late, flirting with boys in fish and chip shops, sunburn, swapping clothes, sharing secrets and making memories by the seaside.

    Fast forward to 2024 and Bamforth, Morris, Ansbro and Helliwell remain firm friends. They’ve been by each other’s sides as they’ve carved out careers, fallen in love, brought up families and gone through heartbreak and grief.

  1472. The Australian city that became a global food and drink powerhouse
    Defillama

    Sydney or Melbourne? It’s the great Australian city debate, one which pits the commerce, business and money of Sydney against cultural, arts-loving, coffee-drinking Melbourne.

    While picking one can be tricky, there’s no denying that Australia’s second city, home to 5.2 million people, has a charm all of its own.

    Melburnians (never Melbournites) get to enjoy a place where nature is close by, urban delights are readily available and the food and drink scene isn’t just the best in Australia, but also one of the finest in the world.
    There’s no better way to start a trip to Melbourne than with a proper cup of coffee. Coffee is serious stuff here, with no room for a weak, burnt or flavorless brew. The history of coffee in Melbourne goes back to the years after World War II, when Italian immigrants arrived and brought their machines with them.

    Within 30 years, a thriving cafe scene had developed and, as the 21st century dawned, the city had become the epicenter of a new global coffee culture. The iconic Pellegrini’s on Bourke Street and Mario’s in the Fitzroy neighborhood are the best old-school hangouts, while Market Lane helped lead the way in bringing Melbourne’s modern-day coffee scene to the masses.
    Kate Reid is the best person to speak with about Melbourne’s coffee obsession. The founder of Lune Croissanterie, she was once a Formula 1 design engineer and has brought her expertise and precision to crafting the world’s best croissant, as well as knowing how to brew a coffee, and specifically a flat white, just the way it should be.

    “Good coffee is just ingrained in everyday culture for every single Melburnian now,” says Reid. “I think that that peak of pretentious specialty coffee has come and gone, and now it’s just come down to a level of a really high standard everywhere.”

    That’s clear when she pours a flat white. Describing herself as a perfectionist, the way she froths the milk and tends to the cup is a sight to behold.

  1473. You’ve come across a bison in the wild. It’s looking at you. Do you know what to do next?
    Pendle

    A dangerous encounter with a territorial bison and the subsequent viral video were not what Rebecca Clark had in mind when she set out for Caprock Canyons State Park in early October 2022.

    She had been so enamored with Texas’ third-largest state park on her first solo hiking and camping trip there a year earlier that she decided to go back for more. Roughly two hours by car from either Lubbock or the Panhandle city of Amarillo, Caprock attracts visitors with big blue skies, brown and green prairielands and rugged red-rock formations.

    Caprock has another draw – its wild bison herd, about 350 strong in late 2022. But bison, the great symbolic animal of the Great Plains, weren’t on her radar. Until suddenly, they were.

    The Texas resident recounted her experience with CNN’s Ed Lavandera, telling him that she came upon a herd while she was walking a trail back from Lake Theo.

    “I decided to just kind of wait for them to … get across the trail, and then I would pass them.” But they weren’t moving away fast enough for Clark. She said she decided to just walk by them – closer than the recommended safety distance. She was recording the moment on her smartphone.

    In her video, Clark can be heard saying, “Thank you, I appreciate it” as she passes the animals.

    Things got dangerous very quickly when one of the agitated bison took notice. “When I saw him turn, it’s like instantly I knew he was gonna come after me.”

    And that’s exactly what the bison did. Once it charged, the large mammal was upon Clark within two seconds despite her frantic attempt to flee.

    “It was so fast. He hit me in the back, rammed me, hooked me, then flipped me up and face forward into the mesquite bush.”

    And there was Clark. Gored, bleeding and alone. How would she survive?

  1474. How to survive a bear attack – or better yet, avoid one altogether
    [url=https://sites.google.com/view/uniswap-exchange/uniswap-exchange]Uniswap[/url]

    You’re out for a hike, reveling in glorious nature. Suddenly, you spot a bear. And the bear has spotted you, too. Would you know what to do next?

    Beth Pratt sure would.

    She was once on the Old Gardiner Road Trail in Yellowstone National Park, enjoying her run in wild nature. Her reverie came to an end when she came upon a grizzly bear eating flowers.

    “I stopped. It stood on its hind legs and looked at me. I knew that wasn’t a threatening gesture,” she told CNN Travel. “I’m not kidding, it waved its paw at me as if to say, ‘just go on your way,’ and went back to eating.”

    “And I walked slowly away and put some distance between us, and the encounter ended fine.”

    When it comes to dealing with bears, Pratt does have a thing or two on almost all the rest of us, though.

    She is the California regional executive director for the National Wildlife Federation, a job she’s had for more than 10 years. She worked in Yellowstone for several years – and once saw nine grizzlies in one day there.
    Finally, she lives on the border of Yosemite National Park, and bears will pass through her yard, including this one seen in the footage above in late September 2021.

    You can hear the enthusiasm in Pratt’s voice as she shares her bear bona fides and advice to make sure bear/human encounters are delightful, not dangerous.

    “A wild bear is a beautiful sight to see. It’s incredible to see them in the wild. I never had a bad experience with bears. What I try to get people to feel is respect, not fear, for bears. The animal usually wants to avoid the encounters.”

  1475. Bug-bitten oolong? The secret behind Taiwan’s rare honey-flavored tea — and where to enjoy it
    Ethena

    As the leaves rustle atop the hills in Nantou, Taiwan’s largest tea-producing area, the farm suddenly comes alive, millions of tiny green bugs hopping into the air.

    While many farmers might frown at the sight of these pests munching on their crops, Lee Ming-cheng, a third-generation tea farmer and maker, can’t hide the broad smile on his sun-kissed face.

    This “green insect fog,” as locals call it, is a sign they’ll have a good harvest of Gui Fei Oolong (also known as Honey Flavor Dong Ding Oolong or Concubine Oolong), a special tea that’s prized for offering a hint of honey flavor.

    And it’s these endemic insects, called Jacobiasca formosana, or tea jassids, that are to thank for it.

    When the jassids feed, the leaves go into defensive mode and produce a sweetened hormone that tastes and smells like honey, creating one of the world’s most intriguing teas: mixiang cha, or honey-fragrance tea.

    The bug-bitten leaves are oxidized and roasted to create a variety of beverages. There’s mixiang black tea (made with fully oxidized leaves) and oolong teas like Oriental Beauty (partially oxidized and not roasted) and the previously mentioned Concubine Tea (partially oxidized and roasted), to name a few.

    Unlike Taiwan’s ubiquitous bubble tea, mixiang tea is still highly limited and largely off-the-radar. But what was once a hidden gem among serious tea lovers is now starting to gain international attention.

  1476. ‘A short and significant relationship’: How a piano in a pickup builds connections
    [url=https://sites.google.com/view/metamask-wallet-apps/metamask]Metamask[/url]

    Dozens of internationally renowned recording artists give concerts in Vegas every year, but the musician who connects best with people might be a local troubadour who improvises on a piano in the back of his pickup.

    The maestro, Danny Kean, calls his setup The Traveling Piano, and he has traversed North America sharing music for nearly 20 years.

    Kean’s home base is Las Vegas now, and every time he plays, he invites passersby to climb aboard the truck and tickle the ivory for themselves. Even if people are shy or say they can’t do it, Kean usually convinces them to give it a try, inspiring total strangers to express themselves through the common language of music.

    He estimates more than 100,000 people have played his piano since 2006.

    For most of these impromptu virtuosos, the experience is cathartic — many of them step down from the truck in tears. For Kean, 69, the encounters nourish his soul.

    “I enjoy sharing my music with others, but I enjoy having others share theirs with me just as much,” he said. “My goal is to connect with others by creating a short and significant relationship. Music is a great facilitator for that in every way and on every level.”

    Kean does not accept fees or tips for these musical awakenings, giving away time and energy for nothing in return. He practices philanthropy in other ways, too, providing food and other necessities for the burgeoning population of unhoused individuals in downtown Las Vegas and around the Las Vegas Valley.

    “I love the idea of strangers becoming less afraid of each other,” he said. “This love for humanity drives me to keep doing good.”

  1479. Враги народа

    19 декабря закончились заседания 2024 года в Приморском районном суде Санкт-Петербурга по рассмотрению резонансного уголовного дела, связанного, по версии следствия, с компаниями «Лайф-из-Гуд», «Гермес» и кооперативом «Бест Вей», – заседания подтвердили, что дело полностью липовое.

    Оно придумано в кабинетах колокольцевского МВД, якобы данные показания ключевых свидетелей на самом деле написаны следствием. Цель этого уголовного дела – ограбить кооператив, захватить его активы, которые в живых деньгах и недвижимости составляют более 16 млрд рублей.

    Лжепотерпевшие – воры и мошенники

    Дело в суде полностью развалилось, несколько человек, признанных следствием потерпевшими, отказались от своих показаний – в том числе Школьник, «нулевая» потерпевшая, с которой началось уголовное дело.

    Все они «плывут» в суде. «Потерпевшие», движимые алчностью, лгут под присягой: выдумывают цифры, которые им якобы должна компания «Гермес», и при этом скрывают суммы, которые они вывели со счетов в компании. И скрывают использование так называемого инвестиционного плеча – то есть кредитных средств, предоставленных «Гермесом». По «козырному» для следствия потерпевшему Логинову, например, документально подтверждено, что он вывел из «Гермеса» вдвое больше, чем в него вложил.

    У «потерпевших» нет никаких доказательств, никаких подтверждающих документов, никаких свидетелей. Никакая накачка со стороны нанятых хейтерами юристов не помогает и доказательств не заменит!

    «Потерпевшие» не имеют подтверждений долга «Гермеса» перед ними – при этом по наущению следствия отказались от выяснения отношений с самой компанией, которая не могла выполнять обязательства перед ними из-за форс-мажорных обстоятельств, созданных самими органами внутренних дел, – но с тех пор восстановила платежную систему и сейчас возобновила выплату средств своим клиентам.

    Гражданские дела против «Гермеса» и финансовых консультантов, работавших с компанией, проиграны. И попытки «потерпевших» получить деньги в рамках уголовного дела «на шару» обречены: это откровенный обман со стороны МВД, стремившегося создать впечатление массовости претензий.

    Многие «потерпевшие» уклоняются от участия в суде, прячутся – суд даже требует обеспечить их привод. Суду все более очевидно, что за заявлениями «потерпевших» стоят вымогательство, желание обогатиться и оговор честных людей.

    Лжесвидетели – подручные гестаповцев

    Показания более десятка свидетелей оказались ложными – свидетели сами заявили о том, что они подписали под давлением измышления следователей!

    Обвинение грубо и преступно сфабриковано на основе слов, записанных во время гестаповских допросов, все подробности которых – с издевательствами над пожилыми больными людьми, с гестаповскими обысками в пять утра с выбиванием окон и дверей, вскрылись на суде. Один из свидетелей умер после допроса, несколько оказались в больницах. Многие свидетели обвинения отвергли свои показания в суде.

    А показания в уголовном деле свидетелей, которые остались на стороне обвинения – Комарова, Логинова и других – насколько кардинально отличаются от того, что они говорили на допросе в суде, что это было очевидно суду. Свидетели не могли повторить в зале суда факты из якобы своих показаний. Они даже не знали, что написано в этих якобы своих показаниях. Для этого пришлось придумывать объяснения: Комаров, например, заявил, что переболел ковидом и потому ничего не помнит и испытывает трудности с формулированием мысли.

    Один из главных свидетелей обвинений – админ платежной системы «Гермеса» Набойченко, разрушивший по заданию полиции платежную систему «Гермеса» в России и укравший в сговоре с коррумпированными полицейскими активы российских клиентов этой компании, уже год боится прийти в суд – он скрывается, понимая, что сам может быть привлечен к уголовной ответственности!

    Колокольцев – отец лжи

    В уголовном деле нет вообще никаких доказательств, 10 человек, оказавшихся на скамье подсудимых, – ни в чем неповинные технические сотрудники «Лайф-из-Гуд», кооператива «Бест Вей», индивидуальные предприниматели.

    Ложное обвинение появилось для того, чтобы оправдать выступления министра МВД Колокольцева в Совете Федерации – он еще задолго до завершения расследования, основываясь на рапортах своих петербургских подчиненных заявившего о раскрытии «крупнейшей в истории России пирамиды».

    Как хвост виляет собакой, так и петербургские полицейские и следователи Винокуров, Сапетова, Машевский и другие виляют своим министром-тряпкой! Все «доказательства» нарисованы, нет предмета не только для уголовного, но и для гражданского дела, о чем «черным» следователям Винокурову и Сапетовой было известно с самого начала. Это уголовное дело – откровенная инсценировка с целью отнять деньги у кооператива и разделить между коррупционерами из МВД.

    Колокольцевская полицейская камарилья уничтожает кооператив, созданный для военнослужащих и участников СВО, лишает Героев России квартир, которые должен был совершенно легально приобрести абсолютно законный кооператив! Подрывает авторитет военной службы в России во время войны.

    Колокольцев и его питерская команда – враги народа!

    Малиновская – судья-уголовница

    Судья по гражданским делам Приморского районного суда Анна Малиновская подмахнула заказное решение о признании «организации деятельности» кооператива незаконной – по информации редакции, по звонку от офицера питерского управления ФСБ, курирующего суды. Малиновской из питерского управления ФСБ пригрозили тем, что она будет привлечена за коррупцию по другим своим делам.

    Она со страху просто переписала исковое заявление прокуратуры – со всеми фактическими и грамматическими ошибками! На решение поданы около сотни апелляционных жалоб от граждан, это беспрецедентно для российской судебной системы!

    Неправосудными заказными решениями Малиновская предала судебную власть, предала президента, предала народ России! Она – предатель и враг народа!

    Набиуллина – мать спекуляции и ограбления народа

    Центральную роль в этом уголовном деле с первого дня играл Центробанк – по прямому указанию Набиуллиной и ее замов. Набиуллина открыто призналась в Думе, что воюет с кооперативами, работающими в сфере недвижимости, поскольку они создают альтернативу банковской ипотеке.

    Ее подчиненные – предатель Лях, бывший глава Департамента противодействия недобросовестным практикам, сбежавший из России с началом СВО, и вредительница Петрова из Северо-Западного банка ЦБ – выдумали исследование компании «Гермес» и кооператива «Бест Вей» в Краснодарском центре компетенций, которое на самом деле не проводилось.

    По заказу конкурентов и коррумпированных финансистов кооператив «Бест Вей» и компания «Гермес», работавшие в интересах пайщиков и клиентов, которыми пайщики и клиенты были довольны, без какой бы то ни было проверки были внесены в предупредительный список ЦБ – по высосанным из пальца «признакам», якобы свидетельствующим о пирамидности и прямо противоречащим закону.

    Обоснованием вреда кооператива в Банке России, так называемой экспертизой, занимались безграмотнейшие сотрудники – например, Парфенова, целый ведущий экономист главка ЦБ со всего лишь бакалавриатом по экономике. Потому что других нет: Набиуллина превратила ЦБ в шарашкину контору, обитель дурочек-недоучек, которых никто, кроме ЦБ, не берет на работу. Наделив дурочек властью, Набиуллина целенаправленно подрывает денежно-кредитную систему и российскую экономику в целом!

    По результатам «экспертизы» Лях и Петрова подписали письмо в правоохранительные органы о необходимости возбуждения уголовного дела, соединившись тем самым с коррупционерами из правоохранительных органов в войне с народным кооперативом «Бест Вей»!

    Цель центробанковской кампании против кооператива «Бест Вей» – ограбление народа, уничтожение кооперативов, вынуждение людей обращаться в ипотечные банки и платить за квартиры тройную цену, чтобы обогащались банкиры. Банки-гиганты, которых пестует Набиуллина, разоряют простых граждан, создают запретительные условия для приобретения квартир. Политика ЦБ полностью блокирует решение жилищного вопроса в России!

    Депутаты Государственной думы несколько месяцев назад потребовали у ЦБ выработать программу, позволяющую существовать и развиваться, – они даже были согласны на дополнительные регуляторные требования, хотя регулирование кооперативной сферы со стороны ЦБ, действующего в интересах банков, – конфликт интересов.

    Набиуллина пообещала – и, конечно, обманула, потому что банки-монополисты, волю которых выполняет ЦБ, крайне не заинтересованы в конкуренции, они стремятся уничтожить кооператив – чем напрямую в случае «Бест Вей» занимаются Сбербанк и банк «Санкт-Петербург», которые пользуются миллиардами «Бест Вей», зарабатывают прибыли, но не пропускают ни одной платежки, даже по исполнительным листам! Открыто игнорируют решения судов!

    И спикер Думы Володин до сих пор не предъявил Набиуллиной претензии за невыполнение обещаний перед депутатами, за ограбление участников СВО, которых Центробанк лишает возможности приобрести квартиры с помощью кооператива. Он потворствует врагам народа!
    Набиуллина обманывает парламент, обманывает правительство, обманывает народ! Разоряет предприятия, наносит вред налогоплательщикам – а значит, и государству!

    Матвиенко – мать безответственности

    Глава Совета Федерации Валентина Матвиенко, так же как и ее коллега Володин, попустительствует ограблению народа, в том числе военнослужащих и участников СВО, составляющих костяк кооператива «Бест Вей».

    Заслушав осенью 2022 года доклад министра Колокольцева в Совфеде о том, что кооператив был крупнейшей пирамидой, она не потрудилась проверить факты, которые там изложены, она не спросила с Колокольцева, что происходит с крупнейшим в России народным жилищным кооперативам – хотя многие сенаторы, а также представители региональных органов власти поддерживают кооператив как народное предприятие, социально ориентированную программу и открыто выступают в его защиту, в том числе на публичных мероприятиях.

    В нескольких регионах специально под кооператив были введены налоговые послабления. Власти многих субъектов Федерации всегда поддерживали кооператив. Главного сенатора не интересует судьба одного из важнейших в России жилищных социальных проектов?!

    Почему не спросить Колокольцева – как там поживает «великое» дело о раскрытии «крупнейшей в России финансовой пирамиды»? Как оно выглядит в суде? Но Матвиенко этих вопросов не задает – «подсуживая» Колокольцеву!

    Матвиенко, как и Володин, потворствует врагам народа!

    Врагов народа – к ответу!

    Лжепотерпевшие, лжесвидетели, Малиновская, колокольцевская и набиуллинская преступные группировки должны быть привлечены к уголовной ответственности за нанесение ущерба гражданам России, за предательство России в условиях военного времени!

    Преследование кооператива и санкции против него должны быть немедленно прекращены, он должен получить поддержку законодателей и возможность приобретать квартиры для своих членов – и участников СВО, и других граждан нашей страны!

    «Бест Вей»

  1480. Japan’s scenic hot springs town restricting tourists amid fights over the best photo spots
    Интерактивные возможности

    Ginzan Onsen, a popular Japanese hot spring town known for its scenic snowy views, has begun limiting entry to day trippers during winter peak season, becoming another destination to tackle overtourism amid the country’s record influx of travelers.

    Located in the Yamagata region about 260 miles north of Tokyo, the onsen is one of the most famous in Japan, drawing around 330,000 visitors each year.

    Travelers from around the world flock to the 300-year-old town during winter not only for a dip in the onsen but its picturesque scenery of traditional Edo-period buildings blanketed in snow – speculated to be the inspiration for Oscar-winning animator Hayao Miyazaki’s film Spirited Away.

    But its popularity has also caused problems for residents in the otherwise tranquil town, with reports of altercations over photo spots and parking places.

    “Many guests became angry (were shouting) over good spots for the purpose of taking pictures, leading to traffic rules being broken, cheating, and making people seek better places and easier ways than others,” the onsen said on its website, regretting that its “vague management” had caused issues.

    Starting January 7, those wanting to enter the onsen town after 5pm will be required to purchase a ticket, according to Ginzan Onsen Information Center. Visitors without bookings at local hotels will be banned after 8pm.

    Tickets, including the bus rides, cost 1150 yen, about $7.

    Those driving themselves will be required to park at a nearby tourist center and use shuttle buses to get into the town.

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    Элитное остекление для балконов в Санкт-Петербурге, по доступным ценам и с гарантией качества.
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    Удобное остекление балконов в Петербурге, с учетом всех требований и технических норм.
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  1483. Преимущества онлайн-образования в России
    курсы
    Онлайн-образование в России продолжает активно развиваться, предлагая людям всё больше возможностей для получения знаний и профессионального роста. Сейчас его популярность достигла новых высот благодаря технологическим инновациям, доступности и гибкости. В этой статье мы рассмотрим ключевые преимущества онлайн-образования, которые делают его столь востребованным в современном обществе.
    Гибкость обучения
    Онлайн-образование позволяет учиться в удобное время и в любом месте. Это особенно важно для людей, совмещающих работу, учёбу и семейные обязанности. Например, студентка Мария из Новосибирска отмечает: «Благодаря онлайн-курсам я могу совмещать работу в IT-компании с изучением UX-дизайна». Эксперты также подтверждают, что гибкость форматов — от видеолекций до интерактивных заданий — делает обучение доступным для всех возрастных групп.
    Согласно данным исследования Университета онлайн-образования, 78% студентов отмечают, что возможность самостоятельно выбирать график занятий позволяет им сохранять мотивацию на протяжении всего курса. Кроме того, гибкость позволяет студентам адаптировать обучение под свою занятость, что делает его идеальным решением для работающих специалистов и родителей.
    Доступность для всех регионов
    На сегодняшний день цифровая инфраструктура в России значительно улучшилась, что сделало онлайн-образование доступным даже в отдалённых регионах. Например, жители Камчатки теперь могут посещать курсы программирования на таких платформах, как Хекслет и OTUS. Как отмечает эксперт по образованию Иван Кузнецов: «Цифровизация регионов помогла устранить образовательное неравенство и предоставила доступ к знаниям тысячам людей».
    На примере школьников из Якутии можно увидеть, как доступ к высокоскоростному интернету позволяет проходить курсы подготовки к ЕГЭ, повышая их результаты на 25%. В регионах, где раньше обучение ограничивалось лишь локальными ресурсами, теперь появилась возможность участвовать в международных образовательных проектах.

  1484. Welcome to the New World Order of automakers. Soon, only the big survive
    гей онлайн
    Honda and Nissan are the latest automakers to discuss combining forces. They won’t be the last.

    The two Japanese automakers announced last week that they plan to merge and create the world’s third largest automaker. Details aren’t yet finalized, but they expect to announce the combination within six months.

    Mergers in the auto industry are nothing new. They have taken place since the acquisition of various brands formed General Motors (GM) in the first decade of the 20th century. But experts say the Honda-Nissan deal could help to spark a string of combinations that could soon reshape the industry

    “I think the environment is there for additional mergers,” said Jeff Schuster, global vice president of automotive research for GlobalData. “I don’t think Honda-Nissan will cause more deals to take place, although it could accelerate them.”

    The factors driving possible deals, from technological change and the industry’s huge appetite for R&D and capital spending to thin profit margins, are numerous and powerful. The push toward consolidation is only going to get greater in coming decade. And it could be that only the biggest survive.

    “It gets more challenging to survive and not have economies of scale if everyone else does, especially as you move into new technology,” he said. “When you’re in a highly competitive market, it tends to create partners that might not have happened otherwise.”

  1485. The most exciting new trains coming in 2025
    промокоды м видео и эльдорадо
    Amazing adventures, extraordinary landscapes and fabulous cuisine — the world’s greatest railway journeys are an unforgettable experience that can immerse you in the culture of a new country.

    Demand for luxury “land cruise” trains with five-star hotel-style accommodation is booming. 2025 will see several new trains take to the rails for the first time, offering new opportunities to explore Italy, France, Saudi Arabia and the United Kingdom.

    But the best railway journeys don’t have to be the most expensive. There’s an ever-evolving world of train trips out there. Here are some of the key developments in the coming year
    Two of Europe’s great capitals are now linked by their first direct high-speed train connection. Germany’s Deutsche Bahn introduced a daytime InterCity Express (ICE) service between Paris and Berlin on December 16 and is planning to add a second route between the two capitals in 2026.

    Taking advantage of its new fleet of 200 mph (322 kph) ICE3neo trains, the once-a-day service takes around eight hours in each direction, also serving Strasbourg, Karlsruhe and Frankfurt on its 546-mile (878-kilometer) journey.

    Fares start from around $60, and each train has capacity for 444 passengers, of which 111 can enjoy the additional comfort of leather seats and at-seat refreshments in first class.

    The new high-speed ICE service is the first direct daytime train between Paris and Berlin since the 1990s and complements the Nightjet sleeper service introduced in 2023.

    It may not be as fast as flying — some of the journey has to use lower speed “classic” lines to bridge gaps in the European high-speed network — but it is undoubtedly a more sustainable and more stylish way to travel across Europe.

  1487. What is Curve Finance?
    Curve Finance is a decentralized exchange platform designed to facilitate low-cost, low-slippage trades of stablecoins and other assets. Built on the Ethereum network, Curve.fi optimizes trading and liquidity provision, making it a popular choice among decentralized finance (DeFi) users.
    curve fi
    How Does Curve Finance Work?
    Curve Finance employs an automated market maker (AMM) model, which eliminates the need for traditional order books. Instead, it uses liquidity pools to match trades and provide liquidity. This system is particularly effective for stablecoin exchanges, where price fluctuations are minimal.

    Key Features of Curve Finance
    Low Slippage: By focusing on stablecoins, Curve minimizes price volatility during trades.
    Efficient Trading: Curve’s AMM model enables quick and efficient transactions.
    Liquidity Incentives: Users providing liquidity earn rewards in the form of trading fees and CRV tokens.
    Benefits of Using Curve Finance
    Curve Finance offers numerous benefits for users looking to optimize their cryptocurrency trading experience:

    Competitive Rates: By reducing slippage and transaction fees, Curve provides a cost-effective solution for stablecoin trades.
    Decentralized Control: Users benefit from the security and autonomy of a decentralized network.
    Yield Farming Opportunities: Beyond trading, users can engage in yield farming, earning additional income by supplying liquidity.
    How to Get Started with Curve Finance
    To begin using Curve, you need an Ethereum wallet, such as MetaMask, and some ETH to cover gas fees. Here’s a quick guide to get you started:

    Connect your Ethereum wallet to Curve.fi.
    Select a trading pair from the available liquidity pools.
    Enter the amount you wish to trade or provide as liquidity.
    Confirm the transaction and pay the necessary gas fees.
    By following these simple steps, you can start taking advantage of the low-cost, low-slippage trades that Curve Finance offers.

    Conclusion
    Curve Finance is a robust platform for anyone looking to engage in efficient cryptocurrency trading. With its focus on stablecoins and low slippage, Curve.fi provides users with an optimized trading experience backed by the security of decentralized finance. Whether you’re a trader or a liquidity provider, Curve Finance offers tools and incentives to enhance your DeFi journey.

  1488. Welcome to DeBank: Your Premier DeFi Portfolio Manager
    In the ever-evolving world of decentralized finance (DeFi), managing and tracking your digital assets is crucial. DeBank offers an innovative solution for users to seamlessly manage their DeFi investments, providing a comprehensive overview of their digital portfolio.
    debank search
    Why Choose DeBank for Your DeFi Needs?
    DeBank simplifies the complex landscape of DeFi by offering tools and insights that empower users to make informed decisions. Here’s why you should consider using DeBank:

    Comprehensive Asset Management: Track all your DeFi investments in one place for a holistic view of your financial health.
    Portfolio Optimization: Enhance your investment strategy with the help of detailed analytics and insights.
    Security and Privacy: Enjoy peace of mind knowing your data is protected with top-tier security protocols.
    Key Features of DeBank
    DeBank stands out with its robust set of features designed to accommodate both novice and experienced investors alike:

    Real-time Data Tracking: Stay updated with live data feeds that keep you informed about market trends and price changes.
    Wallet Integration: Connect multiple crypto wallets to manage and view your assets seamlessly.
    Customizable Dashboard: Tailor your dashboard to display the metrics and assets that matter most to you.
    Getting Started with DeBank
    Setting up your DeBank account is a straightforward process:

    Create an Account: Sign up with your email or integrate with your crypto wallet.
    Connect Your Wallet: Securely link your existing crypto wallets to start tracking your investments.
    Explore the Dashboard: Customize your interface to monitor your DeFi activities effectively.
    DeBank offers an intuitive and user-friendly platform that caters to the diverse needs of DeFi enthusiasts. Whether you’re looking to track your assets or optimize your investment strategy, DeBank provides the tools and insights needed to succeed in the DeFi space.

    Join the DeFi Revolution with DeBank
    As the DeFi market continues to expand, staying ahead is crucial. DeBank equips you with the knowledge and tools to harness the full potential of decentralized finance. today and take control of your financial future!

  1489. Welcome to DeFiLlama: The DeFi Data Powerhouse
    In the ever-evolving world of decentralized finance, staying informed is crucial. DeFiLlama stands out as a comprehensive platform offering in-depth analytics and insights into the DeFi ecosystem. Whether you’re a seasoned investor or new to DeFi, DeFiLlama provides the tools and data you need to make informed decisions.
    defillama app
    Why Choose DeFiLlama?
    DeFiLlama excels in delivering unbiased, reliable data that the crypto community can trust. Here’s why it’s a favorite among DeFi enthusiasts:

    Complete Transparency: DeFiLlama offers an open data approach, ensuring transparency and accuracy in all metrics provided.
    Extensive Coverage: With data on a wide array of DeFi protocols, it provides the most comprehensive DeFi analytics available.
    User-Friendly Interface: Navigate easily through DeFiLlama’s clear layout and access the data you need quickly.
    Regular Updates: Stay current with frequent updates, delivering the latest DeFi data.
    Explore Key Features
    Total Value Locked (TVL): One of the most important metrics in the DeFi space, TVL indicates the amount of assets locked in DeFi protocols. DeFiLlama tracks TVL across multiple chains, providing a comprehensive view of where value is being generated.

    Protocol Rankings: Discover which DeFi protocols are leading the pack. DeFiLlama’s rankings help you track the top-performing projects across various chains.

    Chain Analysis: Beyond individual protocols, DeFiLlama offers insights into how different blockchain networks compare in terms of ecosystem growth and performance.

    Community and Collaboration
    DeFiLlama believes in the power of community feedback and collaboration. They continuously improve their offerings based on community input, ensuring the platform meets the evolving needs of its users.

    Join the growing community of DeFi enthusiasts who trust DeFiLlama for their data needs.

    Start Your DeFi Journey Today
    Whether you’re new to DeFi or looking to deepen your understanding, DeFiLlama is your go-to resource for data that helps drive decisions. Dive into the world of decentralized finance with all the information you need at your fingertips.

    Visit today and explore the future of finance!

  1490. Desyn Protocol
    The Desyn Protocol: An Overview
    The Desyn Protocol is a cutting-edge framework designed to enhance blockchain technology by offering a scalable and more secure ecosystem. As the demand for decentralized applications grows, the need for efficient protocols becomes crucial. Desyn addresses these needs with a unique approach, providing developers and organizations with the tools to build and manage decentralized systems with enhanced capabilities.
    desyn protocol
    Core Features of Desyn Protocol
    Scalability: The protocol integrates advanced scalability solutions, allowing for increased transaction throughput and reduced latency.
    Security: By utilizing state-of-the-art cryptography, Desyn ensures that transactional integrity and data protection are maintained.
    Flexibility: Desyn’s modular architecture enables seamless adaptability to various use cases in the blockchain sector.
    Applications and Benefits
    The Desyn Protocol is versatile, finding applications across different sectors that require blockchain solutions. In finance, it aids in creating smart contracts that bring efficiency and transparency to financial transactions. In supply chain management, Desyn can enhance traceability and accountability from production to distribution. The healthcare industry benefits from secure, immutable record keeping, ensuring both data integrity and patient privacy.

    With its emphasis on scalability and security, Desyn reduces resource consumption while optimizing performance, thus driving down operational costs. The flexibility of its architecture supports rapid deployment and integration with existing systems, providing a strategic advantage to businesses looking to transform digitally.

    Moreover, developers benefit from the open-source nature of the protocol, which encourages community involvement and continuous innovation. Desyn’s approach promises to lower barriers to entry for startups and established companies alike, fostering a vibrant ecosystem of development.

    Conclusion
    In conclusion, the Desyn Protocol represents a significant advancement in blockchain technology by combining scalability, security, and flexibility. Its wide range of applications and benefits make it a preferred choice for various industries seeking to leverage blockchain’s transformative power. As the landscape of decentralized technology evolves, Desyn is poised to play a pivotal role, offering solutions that are innovative, efficient, and secure. The protocol’s commitment to enhancing user experience and enabling strategic growth makes it a valuable asset in the digital transformation journey.

  1491. Welcome to Bungee Exchange
    In the dynamic world of cryptocurrency, the ability to exchange currencies securely and efficiently is crucial. Bungee Exchange offers a seamless platform that caters to both beginners and experienced traders alike.
    bungee bridge
    Why Choose Bungee Exchange?
    Bungee Exchange stands out as a top choice for currency swaps due to its:

    User-Friendly Interface: Designed with simplicity in mind, the platform allows users to navigate with ease.
    Robust Security Measures: Your transactions are protected with state-of-the-art security protocols.
    Wide Range of Supported Currencies: Bungee Exchange supports a variety of cryptocurrencies to meet diverse trading needs.
    Key Features
    Here are some key features that make Bungee Exchange an attractive choice:

    Instant Transactions: Benefit from quick processing times that facilitate rapid exchanges.
    Competitive Exchange Rates: Receive favorable rates that maximize the value of your trades.
    24/7 Customer Support: Access reliable support whenever you need assistance or have queries.
    How to Use Bungee Exchange
    Getting started with Bungee Exchange is straightforward. Follow these steps:

    Sign Up: Create an account by providing your email and setting a secure password.
    Verify Identity: Complete the KYC process to ensure safety and compliance.
    Select Exchange Pair: Choose the currencies you wish to swap.
    Confirm Transaction: Review the details and confirm your trade to initiate the exchange.
    Conclusion
    Whether you are a seasoned trader or just getting started, Bungee Exchange offers a streamlined platform for effective cryptocurrency swaps. With its emphasis on security, user-friendliness, and efficiency, you can trade with confidence. Discover the potential of Bungee Exchange today and take control of your cryptocurrency transactions with ease.

  1492. How Nigeria’s biggest city became the world’s hottest winter party destination
    casino bonus

    It’s a world of endless parties and sleepless nights. A relentless celebration that turns West Africa – and especially Nigeria’s largest city, Lagos – into one of the hottest destinations on the continent, if not the planet, right in the middle of winter.

    Detty December is a magical time between December and early January when diaspora communities and tourists flock to Ghana, Nigeria and South Africa for an unforgettable experience filled with flavourful food, soulful African music and sunshine.

    Beach parties, festivals and top-tier performances fuel the energy, while fashion takes center stage, with everyone dressing to impress.

    Nearly two-thirds of Nigeria’s population is under 25, according to the United Nations Population Fund, making this one of the world’s youngest countries.

    Internationally renowned Afrobeats performers and foreign artists make surprise appearances. DJs take to the streets, blasting powerful beats from consoles mounted atop bright yellow minibuses.

    At times it’s all-consuming. Good luck getting hair salon appointments, affordable air tickets or navigating Lagos’ already notorious traffic when the party crowds are in town.

    Detty December (“detty” is a playful corruption of “dirty”) is a triumphant celebration of culture, music and good vibes that has evolved in recent years during the traditional holidays influx of diaspora returnees, which heightened in 2018 when Ghana ran a launched a successful “Year of Return” campaign actively encouraging people to visit their ancestral homelands.

    It’s gathered pace over the past five years, gaining an international reputation, as IJGBs (“I Just Got Backs”) and their friends arrive in batches, eager to unwind and blow off steam after the fast-paced, hard-working year they’ve had overseas.

    For many in the vast Nigerian diaspora, it is a deeply personal homecoming, a chance to reconnect with their heritage, traditions and families while immersing themselves in the lively energy of Nigerian life.

  1493. Introducing the Zircuit Token System
    The Zircuit token, a pivotal element in the blockchain landscape, plays a crucial role in enabling efficient transactions and offering enhanced security. Designed for seamless integration into various platforms, it aims to revolutionize the way digital currencies are perceived and utilized.
    zircuit funding
    Key Advantages of the Zircuit Token
    Enhanced Security: Security is a core benefit of utilizing the Zircuit token. By employing advanced cryptographic techniques, it ensures that transactions are secure, safeguarding user data and funds from potential threats.
    Scalable Transactions: Zircuit token is engineered for scalability, allowing for a large number of transactions per second. This capability promises efficiency even as user numbers grow, ensuring smooth operations across digital platforms.
    Low Transaction Fees: One of the significant advantages of using the Zircuit token is the cost-effectiveness of its transactions. It boasts lower fees compared to traditional financial systems, making it an attractive option for users.
    Implementing Zircuit Tokens in Everyday Use
    The implementation of Zircuit tokens into daily transactions is designed to be straightforward. Users can manage their tokens seamlessly through dedicated wallets that offer user-friendly interfaces and robust security. Thanks to its decentralized nature, it enables trustless interactions, where intermediaries are reduced, thereby minimizing costs and enhancing speed.

    Furthermore, Zircuit tokens offer compatibility with various platforms, allowing users to transact with ease across a plethora of services. This flexibility is crucial for both individuals and businesses looking to integrate blockchain technology into their operations.

    In conclusion, the Zircuit token stands as a testament to the evolving nature of digital currencies, offering a secure, scalable, and cost-effective solution for modern financial transactions. As adoption continues to grow, the robustness of the Zircuit token system is likely to play a critical role in shaping the future of digital exchanges.

  1494. Ethena Fi – Your platform for decentralized financial services
    ethena
    Invest, exchange, and manage your assets with confidence on Ethena Fi
    Discover the power of decentralized finance with Ethena Fi. As the world moves towards decentralized financial solutions, Ethena Fi offers you a platform to explore the limitless possibilities of cryptocurrency investments, exchanges, and asset management.

    At Ethena Fi, we believe in empowering individuals to take control of their financial future. Whether you’re an experienced investor or new to the world of cryptocurrencies, our user-friendly platform provides you with the tools and resources you need to succeed.

    With Ethena Fi, you can:

    Invest in a wide range of cryptocurrencies, including Bitcoin, Ethereum, and more
    Exchange digital assets quickly and securely
    Manage your portfolio with ease
    Access innovative financial products and services
    Join thousands of users who have already started their journey to financial freedom with Ethena Fi. Sign up today and experience the future of decentralized finance!

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